Does Traditional Education Prepare You for a World That No Longer Exists?

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Key Takeaways Traditional education prioritizes outdated skills over real-world relevance. Degrees alone don’t guarantee jobs or financial stability in today’s economy. Digital literacy, problem-solving, and adaptability are now critical for success. Self-education and practical experience bridge the gap left by schools. Waiting for the system to change keeps you stuck—start learning what matters now.         You spent years memorizing answers for questions no one is asking. You learned to please teachers, not clients or employers.  Your textbooks still describe a world that ended decades ago. So ask yourself: Are you getting an education, or are you being quietly prepared to fail?  In many countries, millions graduate with degrees only to face unemployment lines. Globally, automation and AI are reshaping jobs faster than schools can keep up.  The system isn’t broken—it’s obsolete. Yet you’re still chasing certificates, hoping they’ll save...

How CBN’s Monetary Policies Affect Your Wallet

 

Are you finding it harder to withdraw cash or buy dollars? That’s not by mistake, the CBN is trying to push a cashless economy. Keep reading to find out how CBN’s recent policies affect you and how you can adapt. As much as we are not all too interested in the affairs of the country, it’s important we pay attention from time to time to avoid leaving our money at the mercy of decisions we don’t understand. Decisions like these;


1. high interest rates

2. Cashless policy enforcement

3. Inflationary pressures and weak naira

4. eNaira 2.0 push

5. Forex market adjustments

6. Focus on local production

7. Inflation -Control policies affecting fuel prices

8. Stricter regulation on microfinance banks


How does this affect you? 

1. Loans are still expensive, inflation is still eating away at the real value of money, you can’t withdraw large sums of cash without high charges so there will be more reliance on the traditional banking system.

2. imported goods and services are becoming even more expensive and your money is buying you less each month

3. It’s harder to get dollars for travel or international trade and black market rates are climbing as forex becomes more expensive

4. Buying Nigerian products could help support local industries but won't always match the quality of imports and prices of items are high due to limited local production.

5. Fuel prices are rising increasing transportation and production costs making many Nigerians spend more , leaving less and less for savings or investments.

6. Many microfinance banks are shutting down or merging because they can’t meet CBN’s new requirements.

And so on...


      These policies feel like a bullying of ordinary Nigerians who already struggle with inflation, weak purchasing power and stagnant income.

And now you know you can; 

1. Spend wisely.

2. Save and invest more.

3. Side hustles are not optional, they’re mandatory.

4. Consider an increase in legal cash transactions for minor expenses.

5. Avoid high banking charges, look for ways to reduce transaction fees.

6. Focus on being wealthy so these policies affect you less. 


         Some will say what's the point of knowing these policies but it’s important to know the policies affecting your livelihood.. where the problems are steming from. Don't you agree?


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