FatCat Culture

      You work hard for your money. Some days, it feels like enough. But Others, it vanishes like mist. You save, but it’s never enough. You spend—often to keep up or help others. Debt scares you, yet it lingers. You want to invest, but it feels out of reach, like a game for the wealthy. You’re not alone. And you’re not failing. The real issue? No one taught you how money truly works—not family, not school, not society. You mix up income with wealth, savings with security, spending with happiness, debt with defeat, and investing with risk. This misunderstanding steals your time, peace, and future. So, ask yourself: Do I really understand the money I’m working so hard for? THE 5 MONEY MYTHS YOU BELIEVE         We’ve all heard money myths, shaped by family, culture, or social pressure: “ More money will make all   your problems vanish .” “ Savings guarantee security. ” “ Spending shows people what you're worth. ” “ there's nothing wrong...

      They told you to grind. “Sleep is for the weak!” they chant, as you drag yourself from Long traffic to another 12-hour shift. Hustle 24/7, they say—yet You’re working harder than your and your wallet’s as empty as your energy. If hustle alone was the key, wouldn’t you be sipping cocktails on an Island right now? In most African , South Asian , and Latin American countries, hustle culture is practically a religion. Young people wake up chasing one goal: outwork yesterday . A 2022 survey found 68% of Nigerian youth work over 10 hours daily, often juggling multiple gigs . In these countries, Struggle is a badge of honor, proof you’re “ serious ” about success. But it’s a lie. Hustle without strategy is just glorified burnout . You trade time for pennies, with no plan to scale. You grind Monday to Monday, too exhausted to think or build.   Who suffers? The dreamers—freelancers, entrepreneurs, students—raised to believe that the more you sweat, t...

      Picture a vibrant Ghanaian naming ceremony: drums pulse, aunties in bright kente sway, and your savings vanishing into envelopes for “honor.” You were told to give, not to grow rich. But what if devotion traps you in poverty? In Africa, our ceremonies demand offerings, our elders preach sacrifice, and their gods reward humility over wealth. But what if we’ve been worshipping poverty?Is faith guiding you—or chaining you to sacrifice without gain? In Nigeria, Ghana, Kenya, and beyond, tradition whispers: wealth is vanity, not virtue. Religious leaders preach give first, trust God later—leaving wallets empty. “ Black tax ” demands you support extended family, often at your own expense. Funerals, weddings, and naming ceremonies drain savings for “ face ” and “ honor .” A 2021 study in South Africa found families spend up to 30% of annual income on cultural ceremonies, often borrowing to keep up. Elders warn: “ Money is the root of evil ,” turning ambiti...

    Imagine needing urgent surgery and discovering your doctor was chosen because of their tribe, not their skill. Shocking, right? Yet, in many countries, leaders are selected this way. Why risk your future on tribal or religious affiliations instead of competence and vision? In many developing nations, leaders often prioritize loyalty to their tribe or religion over qualifications, sidelining capable candidates. This isn’t just unfair—it’s a recipe for stagnation. Tribalism fuels corruption, inefficiency, and missed opportunities, but it’s not the only culprit. Weak institutions and economic pressures also play a role. The real issue? Both leaders and citizens perpetuate this cycle. Leaders favor their own groups to secure power, while voters often prioritize tribal identity over a candidate’s track record. The result: everyone suffers. Corruption persists, economies fail, and talented individuals are overlooked. Would you board a plane with a pilot based o...

    You were told to chase money. Stack it. Save it. Fear losing it. But nobody explained what money is. It’s not gold—it’s just paper backed by belief..every day You trade your life for it daily, yet never question its worth. So let’s ask: What really is money? Many see money as real. Tangible. All-powerful. But today, it’s not gold or goods—it’s trust. A government’s promise, valuable only if we believe in it.   Yet, we fear money. Worship it. Chase it blindly. Without understanding it, it controls us, not the other way around.   From workers to CEOs, most are stuck: “ Earn more, spend less, repeat. ” If you don’t grasp money’s true nature, you’re playing a rigged game.   Should you trust money? Or what it represents?   Misunderstand money, and you misunderstand freedom . It’s time to rethink the system—and choose what’s truly valuable. In a village, shells were currency. One shell bought a meal; ten shells built a house. ...

         School didn’t teach you to dream—it taught you to pass. They promised education would open doors, but it locked you in a cycle of tests, rules, and fear. But all it taught you was how to memorize, obey, and survive. You memorized answers, not solutions. Now you hold certificates, but the world doesn’t care about your grades. The world doesn’t reward paper—it rewards value. It begs for your fixes. Why settle for a piece of paper when you could change lives? In Most countries like Nigeria, schools were built to make workers, not thinkers. Students aren’t trained to question, build, or innovate—they’re trained to pass. The goal? High test scores, not high impact. These systems, left over from colonial and industrial times, trained people to follow orders, not to lead. Picture kids in crowded classrooms, scribbling notes to ace exams, not to solve real problems. Their prize? A degree that often leads nowhere. This breaks so many. Graduates free...

         In many communities across Africa, Asia, and beyond, bride price remains a significant marital tradition. Often presented as a gesture of honor to the bride’s family for raising a daughter, it can symbolize respect and family unity.  Yet, in some contexts, this practice carries an uncomfortable undertone: it can imply that women are goods to be exchanged, that love requires payment, and that marriage prioritizes economic ties over mutual partnership. For generations, bride price has been called tradition. But for many women, especially where it’s transactional, it can feel like a contract—one that shapes their value and limits their freedom. By exploring its complexities, we can honor cultural heritage while addressing its challenges in today’s world. Where Bride Price Shapes Marriage Dynamics Nigeria Among Nigeria’s Igbo, Yoruba, and Hausa communities, bride price is a cultural cornerstone, ranging from symbolic gifts to su...