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Showing posts from April, 2025

EXPOSING The Deception of Traditional “Higher Education” System

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Key Takeaways Many pay more for education that delivers less—outdated curricula, poor infrastructure, and low job readiness. Degrees alone are no longer a guaranteed path to success. Many students stay in the system out of fear, social pressure, or family expectations. Universities, governments, and businesses profit while graduates struggle. The internet has redefined how learning and income work. Cheaper, flexible, even free global alternatives now offer the same knowledge. Build while you learn—use your degree to fund your freedom, not limit it. Those who evolve faster than the system will always stay ahead.       While tuition fees keep rising, the value of education keeps falling. More teens want to be YouTubers and creators instead of doctors or engineers— and honestly, can you blame them? Many students never calculate the real cost of higher education. They’re led by family, elders, or culture into a system that often benefits everyone but them. It’s ti...
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Tracking Expenses: Your Roadmap to Financial Freedom

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                    Imagine you’re holding a map that shows exactly where every penny of your money goes. With this map, you can spot detours, eliminate dead-ends, and choose the fastest, most fulfilling path to your dream life. That map is your tracked expenses. Yet, most people wander through life without one—and they wonder why they never reach the financial destination they envision. In this article, we’ll explore: 1. Why most people don’t track their money 2. Why tracking expenses is crucial 3. The costs of neglecting this habit (for individuals and businesses) 4. Practical steps to begin and sustain expense tracking 5. My personal take on how tracking transforms your relationship with money         Throughout, I’ll pace you gently—like a friend on your side—exposing emotional traps without judgment, and guiding you toward a healthier money mindset. Why Most People Don’t Track Their Money...
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Location: United States
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The Career Lie: Only Certain Jobs Lead to Wealth in Nigeria

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        There’s a silent pressure many Nigerians live with—a belief passed from parent to child, teacher to student, and even pastor to congregation—that only a select few careers lead to wealth. We’ve all heard it: “ Be a doctor, lawyer, engineer, banker—na that wan dey bring money. ” This belief is so deeply rooted in our culture that even when people know it’s not working anymore, they still hold on, because letting go feels like failure.  But the truth? This mindset is not just outdated—it’s harmful . It creates false hope, unnecessary competition, career frustration, and in many cases, poverty disguised as “ professional success .” So let’s talk about it honestly. Let’s pace ourselves through this conversation—because it’s not about attacking what you studied or what your parents believe. It’s about freeing you from a trap that has held too many back for too long. The Roots of the Myth         In the past, these ...
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Life After Service: Why Many Nigerian Retirees End Up Broke—Even with a Pension

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          There’s a silent struggle happening across Nigeria. You won’t always hear it in the headlines, but it’s real. It’s in the quiet sigh of an old man at a local canteen, checking if he has enough money to buy food. It’s in the tired eyes of an elderly woman selling tomatoes by the roadside.  These are the faces of our retirees—men and women who served the country, taught in schools, built public infrastructure, worked for decades—and still find themselves broke and struggling. This isn’t just about unpaid pensions. Some of them do get their monthly pension, even if it’s small. The deeper problem is that many of them retire expecting life to get easier. They think it’s time to “ enjoy ” after years of labor. But what they don’t realize is this: retirement doesn't end financial responsibility—it shifts it. And if you're not ready for that shift, it will shock you. Let’s talk about it. Not to judge, but to understand—and guide. “ I Worked Ha...
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Location: Nigeria
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Polygamy, Poverty, and Children: A Quiet Crisis We Need to Talk About

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        Let’s start with the truth many are afraid to say out loud: No matter how grateful you are for life, you wouldn’t choose to be born into poverty if you had a choice. Now imagine a child—your own child—being born into that same struggle not because the world is unfair, but because you refused to pause, think, and plan. This is where we are in many parts of Nigeria. In some Muslim and traditional communities, polygamy is seen as a norm, even a symbol of status. But more and more, we’re seeing how this practice, when done carelessly and without financial discipline, is keeping entire families—entire generations—locked in poverty. Let’s be honest with ourselves for once. Too many men who are barely able to feed themselves are rushing into marriages with two, three, sometimes four women. They start building large families—ten, twelve children or more—without having a stable source of income. Some do it out of pride. Others do it because culture or reli...
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The Real Power of Networking in Nigeria: Not All Connections Are Equal

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           In Nigeria, networking or “ connection ” is everything. From landing a job, securing a government contract, getting out of police trouble, or getting into university—you often hear people say, “ I get person for there. ” Networking is deeply woven into the culture. But here’s what many Nigerians don’t realize: not all connections are created equal. There are high-quality connections—built on skill, mutual value, goal alignment, and purpose—and there are low-quality connections, often rooted in sentiment, proximity, familiarity, or survival. Understanding the difference is the first step in building a network that actually adds value to your life , takes you to the next level and brings success. 1. High-Quality Networks: Skill + Value + Shared Vision        These are intentional relationships, not just acquaintances or people you know. In Nigeria, the misconception is that “ having a rich uncle ” or “ k...
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Location: Nigeria
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S1E2: The Price Of Wealth: From Clubs To Forbes

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[ Present Day ]          Cameras roll in a sleek modern studio in Lagos. Soft lights reflect off a glass table as Mrs. Candace smiles at the man sitting across from her. The 27-year-old billionaire, Tega Olamide. A quiet confidence sits on his face, his custom agbada blending tradition with modern flair. Mrs Candace started by saying, “ Mr. Tega Olamide, welcome to Forbes Africa. I imagine it’s been a long journey to get to this seat. I wanna know, How are you feeling right now?” Tega smiles, “ Honestly, surreal. It feels like I’m watching my life from outside myself. I can't really say it's a dream come true because I NEVER imagined in a million years, that Forbes will be interested in interviewing me... but yh, I would say I'm truly honoured to be here”.   Candace continues, “ well take it from me, it would be A Dishonour, if we didn't have you on today! I mean , you ’re officially the youngest billionaire in Nigeria at 27 years old. Most...
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S1E1: The Village Project

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          Come closer friends, and let me tell you a tale. Tonight we write of Femi.. Ah Femi! His dream was simple—to build a grand house in his village so that everyone would see his success. And he did. A beautiful house, big and strong. But years passed, and the house remained empty, while Femi struggled to pay rent in the city.      But that’s not all. For you to understand this story you must also know the tale of The Latecomer:           Daniel waits for everyone to make money from an investment before joining as his way of making sure it’s a “safe investment”. He always waited. When stocks were cheap, he was afraid. When crypto was low, he was unsure. But when prices rose, he rushed in—only to lose all his money. You see, By then, the opportunity was gone, and he entered at the worst time. Do you now know the lesson here? Let me give you a clue…. Real investment is about growing wealth smartly, n...
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Location: Nigeria
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