FatCat Culture

        Pretending the costs don’t exist is the fastest way to ruin your future. Ask the countless graduates who are still broke.   The job market doesn’t care about our certificates.. not as much as we want them to. Don’t mistake what could be a financial burden for a gateway to success. The reality is school is not for EVERYONE and the decision to pursue education should be based on careful planning and financial situation. What do we mean by this?     School fees, textbooks, accomodation, feeding, sorting, etc can drain family resources and not every family can afford the continuous expenses that come with attending traditional universities. What brings about financial instability is when parents force their children into it with the mindset that attending a traditional University will guarantee their success.     In today’s economy, having a degree rarely leads to a high paying job or stability. Technical skills, vocat...

GZU’s Entrepreneur of the Month: March 2025 Edition: Bukunmi Adeaga-Ilori (Kiekie)     Welcome to our Entrepreneur of the Month series , where we dive into the stories of trailblazing entrepreneurs and unpack the lessons they offer. This month, we’re spotlighting Kiekie—the Nigerian creative powerhouse, comedian, actress, and businesswoman who’s taken the entertainment and fashion world by storm. Whether you’re an aspiring entrepreneur or looking to level up your financial game, Kiekie’s journey is packed with insights to inspire you. Here’s what we can learn from her success: 1. Embrace Versatility and Confidence Kiekie’s journey proves that confidence is currency. She didn’t stay in one lane—comedy opened doors, but she boldly stepped into acting, hosting, and fashion. Don’t limit yourself.  Every skill is a stepping stone, and every room you walk into is an opportunity—own it. Because confidence isn’t just about charisma—it’s curr...

      Mob killings and what is often termed "jungle justice" in Nigeria represent a deeply troubling phenomenon that reflects a segment of society trapped in a poor, hypocritical, primitive, and barbaric mindset.  This form of extrajudicial violence, where groups take the law into their own hands to punish perceived offenders, reveals not just a failure of legal systems but also a disturbing lack of moral and intellectual progress among those who partake in it. Rather than channeling their energy into productive pursuits—these individuals waste their potential on acts of savagery that achieve nothing but destruction.  If they diverted their time and effort into achieving success, it is highly probable that such incidents would diminish significantly. One rarely, if ever, witnesses rich, educated, or simply rational individuals forming mobs to brutalize others, whether guilty or innocent.  Those who engage in these acts are not defenders of justi...

Religion is deeply rooted in Nigerian culture, shaping people’s mindset, decisions, and financial habits. While faith can be a source of hope, discipline, and guidance, misinterpretation and blind dependence on religious doctrines often discourage hard work, risk-taking, and financial literacy. Today there are a handful of pastors that include financial literacy in their doctrines but Many Nigerians are still conditioned to “pray their way to wealth” instead of learning, working, and building financial success. Some use faith as an excuse for laziness, believing that wealth will come purely through divine intervention. Meanwhile, some religious leaders thrive, collecting tithes, offerings, and “seeds of faith” from followers who remain financially stagnant. Today, we explore how religion influences wealth in Nigeria and how to balance faith with practical financial action: 1. The “Miracle Mentality” & Expecting Wealth Without Work The belief that financia...

      Many Nigerian students dream of financial success, yet most avoid full-time entrepreneurship because of fear, societal pressure, and dependence on a broken education and employment system. Today, we can say that this isn’t entirely their beliefs. It’s majorly the society’s , parent’s and friend’s beliefs being forced on young people. They believe a university degree alone is their safest path to financial security, ignoring the harsh reality that thousands of graduates still struggle for jobs, remain broke, and start POS businesses. Even those who have a profitable side hustle or part-time job hesitate to scale their businesses or go full-time, fearing failure, academic distraction or their parents. But by avoiding entrepreneurship, they delay financial independence, reduce their opportunity for wealth, and trap themselves in the same cycle of job-seeking that has kept many Nigerians poor. Today, we explore why most Nigerian students fear taking the le...