FatCat Culture

A FatCat Culture Deep-Dive Key Takeaways Tribalism in Nigeria is not only a political weapon — it’s a cultural inheritance we have never fully confronted. Politicians exploit divisions that ordinary citizens unconsciously keep alive. Tribal narratives offer psychological comfort but create national poverty. Replacing inherited suspicion with intentional unity is one of the highest forms of national self-respect. Real change begins with citizens who understand how to rise above emotional manipulation.             Everyone talks about corrupt leaders. Everyone curses the government. Everyone blames “ them ” — the people in Abuja , the governors, the godfathers. But very few Nigerians ever ask the most dangerous question of all: Where did our politicians learn tribalism from? The truth is bitter — they learned it from us. From our jokes. From our stereotypes. From the way we raise our children. From our everyday conversations where we proudly defe...

Key Takeaways Saving money is not impossible — but the old way of saving no longer works in today’s unstable economy . Culture, family pressure, religion, debt cycles, and emotional spending are the biggest enemies of savings — not your income. Saving must shift from “ what is left ” to “ what is planned ,” even with irregular cash flow . Psychological blocks , not laziness, keep many people stuck in survival mode . With clarity, boundaries, and the right system, anyone can save consistently — even in a tough economy. Let’s be honest — saving money today feels like trying to hold water in your hands. Rent is rising, food is rising, fuel is rising, school fees are rising… and your salary? It’s standing still like an ex who refuses to change. People say “ Just save. ” Save what exactly? Is saving still realistic? Or is it now a luxury reserved only for high earners? And more importantly: If saving feels impossible… is it because of the economy, or because we were...

A FatCat Culture Deep-Dive Key Takeaways Not all scams involve fraud—some drain your time, energy, reputation, and future. Nigerian society normalizes subtle scams that keep young professionals busy but broke. Many “ scams ” work by exploiting fear, culture, shame, and the desire to belong. Protecting yourself requires clarity, boundaries, self-awareness, and strategy.           Nigeria will teach you that the biggest scam isn’t always the one with a fake investment website. Sometimes the scam is the boss who promises promotion “ next year ” for five straight years. The relatives who keep draining your pockets because you’re the “ hope of the family .” The church program that asks for seed after seed while your rent is pending. The relationship that uses your ambition as free labour. The scams you fear are loud. The scams that ruin you are subtle. So the real question is: how many “ legal ” scams are eating your life without you noticing? We'll B...

Key Takeaways  Bad governance survives not only through corruption but through psychological, cultural, and economic conditioning. Many Nigerians remain silent because of fear, hopelessness, survival pressure, religious fatalism , and lack of trust in the system. Trauma from past political violence has conditioned citizens to prioritize safety over justice. Real change requires mindset reform, economic empowerment , and collective healing, not just new elections. Understanding why people don’t fight back is the first step to building a Nigeria where citizens are no longer afraid to demand better.           There is a painful truth many Nigerians avoid: the biggest enemy of progress has never been just the leaders—it’s the mindset leaders rely on to stay in power. A mindset shaped by fear, survival, culture, trauma, religion, poverty, and decades of psychological conditioning. If bad governance is so obvious, why don’t people fight back? ...

Key Takeaways Many pay more for education that delivers less—outdated curricula, poor infrastructure, and low job readiness. Degrees alone are no longer a guaranteed path to success. Many students stay in the system out of fear, social pressure, or family expectations. Universities, governments, and businesses profit while graduates struggle. The internet has redefined how learning and income work. Cheaper, flexible, even free global alternatives now offer the same knowledge. Build while you learn—use your degree to fund your freedom, not limit it. Those who evolve faster than the system will always stay ahead.       While tuition fees keep rising, the value of education keeps falling. More teens want to be YouTubers and creators instead of doctors or engineers— and honestly, can you blame them? Many students never calculate the real cost of higher education. They’re led by family, elders, or culture into a system that often benefits everyone but them. It’s ti...

Key Takeaways Most financial struggles stem not from lack of opportunity—but from overlooked money habits passed down like folklore. Outdated beliefs create emotional attachment to bad financial behavior. Breaking free starts with awareness, disciplined systems, and a wealth-building mindset. This isn’t about guilt, shame, or blame—it’s about financial freedom and mental clarity.           You weren’t born broke—you were taught broke. Taught that saving is only for rich people. Taught that a salary means security . Taught that endless generosity is noble, even when it empties you. These lessons came from people we love—parents, mentors, community pillars. But what if some of those beliefs are financial viruses , passed down from generation to generation, quietly keeping you broke? It’s time to unlearn. We'll Explore: What Does an “Outdated Financial Belief” Really Mean? Why It Matters 25 Financial Behaviors Keeping You Broke Self-Assessment:...